Spreedly has improved the test sca_provider to more accurately reflect the behavior of live, production 3DS flows. This enhancement provides a more reliable and realistic testing experience for 3DS integration.

Simultaneously, we have updated our 3DS Global guides to document this change and provide clearer instructions on the Sca Authentication process.

Date of Update: JAN 14, 2026

Details: The SagePay gateway is scheduled for an update to version 4. All new SagePay gateways provisioned on or after January 14th will default to this version. Version 4 mandates the use of 3DS2 for all transactions and introduces support for Stored Credentials. To update existing gateways, clients must update the protocol_version gateway field to 4.

Questions or Concerns: If you need assistance or have any questions about this change, please contact Spreedly Support.